What Does Burial Insurance Cover?
More than just the funeral itself.
No obligation. No pressure. Just answers.
Quick Answer
Burial insurance pays a lump-sum cash benefit that your beneficiary can use for anything — typically funeral and burial or cremation costs, but also medical bills, credit card debt, or everyday living expenses if there’s money left over.
It also helps to understand how much coverage you need before you decide.
Common funeral-related costs the benefit can cover include the funeral home service fee, casket or urn, burial plot or cremation, headstone or marker, transportation, and obituary costs. Because the payout is unrestricted cash rather than a service contract, your beneficiary isn’t limited to only these expenses.
This flexibility is one of the biggest advantages of burial insurance compared to a prepaid funeral plan, which only covers the specific services listed in that contract with that specific provider.
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